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Here’s what we found: Visa Black Card: It’s modeled after the American Express Centurion (aka “Black”) card, but this one, issued by Barclays, is more likely to put you in the red.
It comes with a hefty 5 fee — and you don’t really get all that much for your money, according to Card Hub, which labels it the worst general consumer credit card for rewards among the 1,000-plus it evaluated.
The rewards program is decent, he says, but the credit card is another story.
files, this card also charges 5 a year for the privilege of carrying it.
The benefits it touts, like no foreign transaction fees and accelerated rewards on gas and groceries, can be found on plenty of other cards that don’t cost nearly as much.
The hefty cost of ownership doesn’t end with the annual fee.
Card Hub says this card has the highest introductory balance transfer APR — 9.99% — of all the cards it evaluated, and it also charges a separate 3% balance transfer fee.